Eighty Percent of Small Claims Cases and Bad Debts Are Not Pursued
Small Claims » Eighty Percent of Small Claims Cases and Bad Debts Are Not Pursued
This is most typical for so many Americans:
- Someone did you wrong
- You go to small claims court
- The judge or the magistrate makes a decision in your favor
- You never see any money that is owed to you.
Although the small claim court is set up to allow you to recover money, nothing in the manual says that it isn't going to hard. Civil court allows access to simple information on filing wage garnishments, bank garnishments, liens, and other methods of recovering the money the small claims court awarded to you, but that information is too generic. Therefore, we are left with only a few options:
- Be defeated by your debtors (Never recover your money)
- Spend all of your time trying to figure out how to recover your judgment yourself
- Talk to an attorney and spend your hard earned money on a retainer plus hundreds per hour fees
- Hire a Collection Agency
Although collection agency service isn't very difficult to learn once you know how to use one, the process will save you time and money in the long run. You would think that once the court awards you the judgment, the court system would make it less of a hassle for you to recover the funds that you are owed.
Civil Courts offers brochures to you explaining what your rights are as a debtor. Try to ask one of the court clerks how you go about finding the debtors bank account information or the process of garnishing the wages of the debtor, and you will find a familiar answer - 'we do not give legal advice'.
The fastest way to find the debtor's information about the debtor is the process of skip tracing. The process of skip tracing involves pulling a credit report on the debtor, and being a private investigator to put all of the pieces together. One of the obstacles a debt collector will run into is that most credit reporting agencies won't let you pull a credit report on someone if you do not own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a judgment recovery service, they will collect your money for you with no fees out of your pocket, and no fees if your funds aren't recovered. Unlike lawyers who slap you with per hour fees, whether or not they are capable to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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